Real Estate House Party

Can I Afford to Live in Boston?

Real Estate Attorney Rick Carter, Para Legal Extraordinaire Kathy Holtshouser and Comedian Tony V are joined by Justin Grammer about the Boston real estate market. They discuss a variety of topics including:

• Justin is with A&S Realty in Boston
• He can be reached at justin@bostonmove.com/justin or 617 267-3485
• The website is bostonmove.com/justin
• Condos are selling for around $1250/s.f. on average in the Back Bay
• Do you need warm towels for tailgating
• Most need dual income to qualify for mortgages
• Are Rick and Kathy on the outs?
• Tony plays a real estate agent in his latest movie, Sweeney Killing Sweeney
• What’s the best way to vet tenants?
• Should people get an attorney for an all cash deal?

If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

Mortgage Scams – What to Look For

Real Estate Attorney Rick Carter, Para Legal Extraordinaire Kathy Holtshouser and Comedian Tony V are joined by Wil Daly to discuss mortgages:

• Wil is from Bangor Savings Bank
• Kathy’s beverage of choice
• Loans for distressed properties
• How do appraisals work for properties being fixed up?
• Bangor Savings Bank specializes in seasonal and waterfront properties
• Wil works in MA, NH, ME and VT and can be reached at 617 735-0035
• Discussion about types of mortgage fraud
• Paper check v wiring money
• Tony proposes wheelbarrows full of quarters to pay off mortgages
• Watch out for corrupt loan officers

If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

Myths of Weight Loss

Real Estate Attorney Rick Carter, Para Legal Extraordinaire Kathy Holtshouser and Comedian Tony V are joined by Paige Doyle from Awaken 180 to discuss a variety of topics including:

• Does weight loss make your house seem bigger?
• Is BMI accurate?
• Is exercise the secret to weight loss?
• How does the Awaken 180 system work?
• Are carbohydrates the key?
• Did the cavemen get a lot of exercise?
• What is pie night?
• Is it better to lose weight slowly?
• Is the Awaken 180 plan flexible?
• Awaken 180 has 4 locations with a 5^th opening soon
• The phone number to reach Awaken 180 is 844-346-1800
• How important is hydration?
• Are artificial sweeteners a problem?

If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network

Avoiding Problems After the Purchase and Sale

Real Estate Attorney Rick Carter and Para Legal Extraordinaire Kathy Holtshouser talk about how to have a seamless closing:

• Anything discussed with the seller should be in the purchase and sale
• Make sure everything in the offer makes it to the purchase and sale
• The closing date means you have to be available or have an acceptable power of attorney
• Pay attention to the mortgage financing date
• Conditions on mortgage commitment letter
• Ask attorney if they will keep an eye on the important dates
• Need to make sure insurance, including flood insurance if required, is in place for closing date
• Owner’s title insurance is a good idea – not the same as lender’s title insurance
• How do you want to own the property – tenants by entirety, joint tenant, tenant in common, etc.
• Walk through before the closing
• Closing disclosure laws
• There are some fees that do not appear on the initial closing disclosure, but they will be on the final disclosure
• At the closing, you will need a bank check made payable to yourself
• It is a good idea to bring your checkbook, in case there are any small surprises
• Bring your ID to closing
• It takes some time after the closing for it to be finalized – usually done within a few hours

If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

Is There a Way to Get Bargain Real Estate?

Real Estate Attorney Rick Carter and Para Legal Extraordinaire Kathy Holtshouser are joined by Harry Pass discuss a variety of topics including:

• Where’s Tony V?
• The panel has a combined 100 years of real estate experience
• Discussion about municipal lien certificates
• Is “No Money Down” really a thing?
• Auctions require a certified check from bidders
• Strategies for bidding at auction
• You don’t get a “steal” at auctions
• Rarely get a chance to do a home inspection
• What does the expression “hard money” mean?
• First time buyers should not be looking at foreclosures
• What about flipping properties?
• How to find investment properties
• Stay with the market you know
• What about short sales?

If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

Real Estate and Financial Pitfalls

Real Estate Attorney Rick Carter, Para Legal Extraordinaire Kathy Holtshouser and Comedian Tony V are joined by Artie Januario discuss a variety of topics including:

• Kathy seeks permission to curse on the show
• Tony had his entire upper body waxed
• A brief discussion about whether to talk about Real Estate
• Do you need a will?
• Tenants by the entirety v tenants in common
• Is there anything positive about time shares?
• What’s up with these debt management companies?
• Where should I get my credit report?
• Is rent to own a good deal?
• Should I get a store credit card?

 

If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

Occupancy Agreements

Real Estate Attorney Rick Carter, Para Legal Extraordinaire Kathy Holtshouser and Comedian Tony V are joined by Artie Januario and discuss a variety of topics including:

• Tony is cultivating a pearl
• Ryan Carter is the fact checker for the day
• Kathy has a vaccination ready outfit
• Tony V will appear on Misfits and Monsters
• Tony V has developed an awareness of alligators
• Tony interrupts the levity with an actual real estate question
• If a buyer needs to occupy the property before closing, you need an occupancy agreement
• It’s best to avoid occupancy agreements, but sometimes it’s necessary to close the deal
• It turns out that Tony’s sister is not hypothetical
• An attorney cannot represent the buyer and the seller
• In MA, there is a 3 day right of rescission on a refinance
• It is important to read the documents you’re singing at closing

If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

Financing Myths and Facts

Real Estate Attorney Rick Carter and Para Legal Extraordinaire Kathy Holtshouser are joined by Christine Hurley and John Morroni to discuss a variety of topics including:

• Kathy is very fashionable
• Always have an attorney review a purchase and sale
• Buyers need to be aware of what is specified in any agreement
• Don’t assume a seller will give an extension on financing
• Banks don’t care about a divorce – need to refinance to get a name off the mortgage
• Is cosigning a bad idea?
• Should I lease a car?
• Do you need to have credit cards to get a mortgage?
• Do I need a job to get a mortgage?

 If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

Buyers Backing Out

Real Estate Attorney Rick Carter and Para Legal Extraordinaire Kathy Holtshouser are joined by Christine Hurley and John Morroni to discuss a variety of topics including:

• The panel discusses boats and sailing
• Christine talks about her time working in a Real Estate office
• There is a trend of buyers backing out after offer acceptance
• Buyers are pulling the trigger on the offer before being certain it’s the right house
• Some buyers don’t factor in all the costs before making an offer
• Buyers need to have a plan before making offers

If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

People Behaving Badly in the Mortgage World

Real Estate Attorney Rick Carter and Para Legal Extraordinaire Kathy Holtshouser are joined by Lenny Clarke to discuss a variety of topics including:

• They discuss Lenny riding the MS150 bike ride
• The panel discusses hydration
• Diet plans and advice
• Discussion about Cape Cod real estate and tiny houses
• An uncashed $400,000 check
• People who stop paying rent
• In MA landlords need to hold security deposits in interest bearing account
• Tenants need to get documentation on the condition of the property

If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!