Real Estate House Party
Do I Need Mortgage Insurance?

Do I Need Mortgage Insurance?

June 18, 2019

This week Kathy is on the beach and Tony is golfing. Rick handles the hosting duties and welcome Lou Chinnapi from Arch Mortgage Insurance.

Real Estate Attorney Rick Carter and Lou Chinnapi discuss a variety of topics including:

  • There’s more inventory on the market right now
  • Rates are coming down again
  • You can get Private Mortgage Insurance (PMI) on a refi
  • How much equity do I need to avoid PMI?
  • Joe shares some negotiating techniques
  • What ways can I stop paying private mortgage insurance?
  • What is a HomeReady loan?
  • Is Rick buying the farm?
  • June is home ownership month
  • What’s the best thing about being a bank teller?
  • What happens at a home buyer class?
  • Should I give up my home inspection contingency?
  • Do I really need title insurance?

If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

How Can I Sell My House on Zillow?

How Can I Sell My House on Zillow?

June 11, 2019

This week Rick and Tony welcome Sal Votano. Kathy is too busy working to join today.

Real Estate Attorney Rick Carter, and Comedian Tony V discuss a variety of topics including:

  • Is Lynn a nice place to live?
  • What’s up with the traffic in Charlestown?
  • Does Tony have a problem with casinos?
  • How does Sal feel about pie night?
  • What’s been happening with Sal for the last couple of weeks?
  • Sal put his house on Zillow – how did that work out?
  • Is Sal leaving his children behind when he moves?
  • Where did Tony’s turtle come from?
  • Tony can’t remember the turtle’s name
  • Do nosy neighbors come to open houses?
  • Is everything illegal in Massachusetts?

If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

Tips for the First Time Home Buyer

Tips for the First Time Home Buyer

June 4, 2019

This week Rick, Kathy and Tony welcome Joe Yennetty. They cover a lot of ground, but not a lot of real estate.

Real Estate Attorney Rick Carter, Para Legal Extraordinaire Kathy Holtshouser and Comedian Tony V discuss a variety of topics including:

  • Does Tony have a license to drive a bus?
  • We get Joe’s marriage history
  • Rick complains about the seating arrangement at Joe’s wedding
  • Has GPS ruined old guy conversation?
  • Joe talks about how he resolved his problems with the cable company
  • Kathy talks about her travails with call centers
  • Kathy talks about her password strategy
  • Does Rick have the best staff in all of New England?
  • Joe talks about the joys of a closing with Carter Law Office
  • What are homestead rights?
  • Joe gives the details of his first-time home buying experience
  • Joe shares some negotiating techniques

If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

What’s the Best Way to do Lead Generation?

What’s the Best Way to do Lead Generation?

May 28, 2019

This week Rick, Kathy and Tony welcome Ron Dobrosielski from Keller Williams in Andover. Ron is a lead generator. Tune in to find out what that means.

Real Estate Attorney Rick Carter, Para Legal Extraordinaire Kathy Holtshouser and Comedian Tony V discuss a variety of topics including:

  • Tony talks about a recent auction he hosted
  • What’s everyone doing on Father’s Day?
  • Kathy talks about the flock of flamingos at her house
  • Ron talks about some of the tools they use for lead generation
  • How can a broker get more leads?
  • Ron has a virtual assistant business
  • Ron talks about his Listing to Leads marketing – more on that at desk-assist.com
  • What happened when Ron met his virtual assistant?
  • Today is Kathy’s wedding anniversary
  • What options are available at different budget level?
  • What five things do you need to do to sell your house quickly and at a good price?
  • Ron can be reached at 978-473-7709 or email him at ron@dobrirealestate.com

If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

New construction: What are the potential pitfalls?

New construction: What are the potential pitfalls?

May 21, 2019

New construction: What are the potential pitfalls? What should you look for? This week Rick, Kathy and Tony welcome General Contractor, comedian, and inspector Sal Votano.

Real Estate Attorney Rick Carter, Para Legal Extraordinaire Kathy Holtshouser and Comedian Tony V discuss a variety of topics including:

 

  • What are the latest construction trends?
  • How much has The Game of Thrones show affected new construction?
  • How long should 77 virgins last in all eternity?
  • Is all mulch the same?
  • Cabinets, cabinets, and more cabinets!
  • Sal has a new act now that he found out his father was not really his father
  • How can you protect yourself when you are planning to do business with a contractor?
  • At what point should you get an attorney involved?
  • What is a change order and how does it keep everyone on the same page?
  • What is the difference between fixed cost and allowance cost?
  • Can a subcontractor or even a lumber yard put a lien on the property for none payment?
  • How much does the lender have to do with the payment schedule?
  • What does the occupancy certificate play into the payment structure of the deal?

 

If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

Are Big Companies Trying to Eliminate Brokers?

Are Big Companies Trying to Eliminate Brokers?

May 14, 2019

This week Rick, Kathy and Tony welcome Lauren Maguire from Kim Perrotti Team from Leading Edge Real Estate.

Real Estate Attorney Rick Carter, Para Legal Extraordinaire Kathy Holtshouser and Comedian Tony V discuss a variety of topics including:

  • Has it always been Lauren’s dream to be on the podcast?
  • What did Rick have for lunch and how long did it take him to eat it?
  • How was Mother’s Day for our hosts?
  • Does Rick have trouble listening?
  • Did Tony ever sing with The Beach Boys?
  • Are algorithms the root of all modern problems?
  • What does a broker do for you that you can’t get online?
  • Real estate agents have the most up to date and accurate information to price and sell your home
  • A real estate agent can personalize the service to an individual seller’s needs
  • Has Kathy been doing the same damn job for 30 years?
  • Carter Law with fight for every dollar due to you
  • Why is Tony getting so many Facebook Ads for yoga pants?
  • The panel talks about the benefits of staging

If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

Millennials and Mortgages

Millennials and Mortgages

May 7, 2019

This week Rick, Kathy and Tony welcome Meg Mclauchlin from Movement Mortgage. Meg talks about her position as a mortgage originator.

Real Estate Attorney Rick Carter, Para Legal Extraordinaire Kathy Holtshouser and Comedian Tony V discuss a variety of topics including:

  • Meg’s husband also works at Movement Mortgage
  • Does Meg boss around her husband at work?
  • Where would Rick be if Kathy didn’t boss him around?
  • Is CBD just a fad or a scam?
  • Tony gives his view on the knife channel
  • What’s the strangest credit application Meg has seen?
  • Meg shares a story about a crazy borrower
  • Kathy talks about a secret credit card
  • Meg talks about her approach to working with Millennials
  • How are student loans impacting mortgage qualification?
  • Tony talks about an innovative approach to lending
  • What’s up with the Beverly Hillbillies?
  • Is there such a thing as a car hoarder?
  • How difficult are mortgage to get right now?
  • What is a cleared commitment letter?
  • What’s a reasonable timeframe to get a mortgage commitment?

If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

What Home Improvement Should I Do Before Selling?

What Home Improvement Should I Do Before Selling?

April 30, 2019

This week Rick, Kathy and Tony welcome Sal Votano. Sal talks about what projects are best for resale value.

Real Estate Attorney Rick Carter, Para Legal Extraordinaire Kathy Holtshouser and Comedian Tony V discuss a variety of topics including:

  • Tony talks about something he filmed over the weekend
  • What does Tony have to say about crisis negotiation?
  • What did Rick used to do for volunteer work?
  • Is gray the new brown?
  • Can you buy anything for a dollar at the dollar store?
  • How do you decide what’s worth fixing before sale?
  • You make money when you buy real estate not when you sell it
  • How far should I go with staging the house?
  • Tony tells a Popsicle story
  • What is organic evaporated can juice?
  • Kitchens and bathrooms are still the best place to focus improvements
  • Do I need to pull permits for work I’m having done?

If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

How Can I Use Social Media to Promote My Real Estate Business?

How Can I Use Social Media to Promote My Real Estate Business?

April 23, 2019

This week Rick, Kathy and Tony welcome Mike Comerford from Premier Mortgage Lending to the Real Estate House Party.

Real Estate Attorney Rick Carter, Para Legal Extraordinaire Kathy Holtshouser and Comedian Tony V discuss a variety of topics including:

  • Who is Ed Whitehouse?
  • How does Mike use social media for his business?
  • Has Tony evolved?
  • Should Carter Law Office boost their social media presence?
  • Is Tony V going to be handling closings?
  • How does Premier Mortgage Lending distinguish itself?
  • Are you rolling the dice with your mortgage lender?
  • What is a 203k loan?
  • Are today’s buyers well qualified for mortgage loans?
  • Does Rick have abandoned cars all over Reading?
  • The website for Premier Mortgage Lending can be found at https://pmlhomeloans.com

If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!

What Show Did Lenny Clarke Do Immediately After Joe Rogan?

What Show Did Lenny Clarke Do Immediately After Joe Rogan?

April 16, 2019

This week Tony is off making a movie, so Rick and Kathy welcome Lenny Clarke to the Real Estate House Party.

Real Estate Attorney Rick Carter, Para Legal Extraordinaire Kathy Holtshouser and Comedian Lenny Clarke discuss a variety of topics including:

  • Lenny Clarke wishes he had pursued a career in real estate
  • What is a title order?
  • Kathy gives a shout out to her son Matthew who finished the Boston Marathon yesterday
  • Lenny ask a poignant question about the commuter rail
  • Is rush hour around the clock now?
  • Which towns are the hottest right now?
  • When money is no object, you can get things done
  • How was Lenny’s appearance on Joe Rogan’s Show
  • Lenny Clarke gives his views on the educational system
  • How did Lenny lose all the weight?
  • Why do black and white people need each other more than ever?
  • Lenny realizes that he’s on a real estate show
  • Lenny recounts his romantic balloon ride
  • Lenny talks about some of his favorite comedians that he’s worked with

If you need a Real Estate Team that can walk you through the purchase of your new home start with Carter Law offices. All that and much more on this week’s episode of Real Estate House Party recorded this and every week at The Studio 21 Podcast Café and hosted on The United Podcast Network!